My car was hit at a stop light. Their ins co says it was totaled. I want more than the $9964 they are offering. I paid $14,000 5 months ago. Can I sue the driver for the balance?
Do what you can to prove FMV is greater than the offer, as far as what distinguishes your particular car to enhance its value greater than the book value, if possible. You are entitled to receive the Fair Market Value of your car just prior to the accident. If you purchased Gap insurance that would cover the difference between FMV and what you owe.
If injured, contact a Personal Injury attorney for advice and help.
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