There is no shortage to the value which counsel can provide in your discussions with a insurer regarding being properly compensated. The issue can sometimes arise that smaller property damage claims are really too small to make use of counsel cost-effective (and are too small to really be able to obtain effective representation on anything other than an hourly billable basis). However it is usually cheaper to at least consult with counsel at the outset to keep you out of trouble than to attempt to hire counsel after the fact to get you out of trouble. Good luck.
Answered on Dec 13th, 2012 at 1:47 PM