Under California law, you are entitled to compensation for all your medical expenses, including the ambulance ride, all of you out of pocket costs, a reasonable amount for pain and suffering, and the fair market value of your automobile if it was totaled or the costs of repair. You can make such claims against the other driver's insurance company. You have two years from the date of the accident to file a suit, if negotiations with the insurance company don't result in an offer from the insurer that you are satisfied is fair.
As for the interruption of your medical school studies, I'd need to know whether the leave of absence due to your sprained ankle will require you to repeat the semester/quarter/academic year and, if so, whether the tuition you have already paid for that term will be forfeited. I'd also need to know whether your leave of absence would impede your progress to the extent the award of an MD degree would be delayed a semester/quarter/year.
Depending on the answers to those questions, you may be able to claim additional compensation for the interruption of your medical studies.
Answered on Aug 05th, 2013 at 1:01 PM