Make a counteroffer of a lower monthly payment he can afford. If he doesn't make a deal they will sue him, get a judgment that will allow them to execute on his assets except his homestead, and retirement fund, but if he is the head of household they can not garnish his wages. If he can't make a deal , suggest he contact an attorney who represents debtors- bankruptcy ,etc.
Answered on Jul 24th, 2014 at 10:42 AM