Unfortunately, worker's comp does not pay for pain and suffering or loss of enjoyment of life. You should have no out-of-pocket expense. Worker's comp should pay the ER bill and your transportation costs. You are also entitled to an impairment benefit after you reach maximum medical improvement, if you have a permanent impairment. You could also try to settle your case for a lump sum payment.
Answered on Jan 15th, 2013 at 8:04 PM