He can sue you for the damages, and he could tell the police that you had no insurance at the time. If he threatens to tell the police if you don?t pay him, that would be extortion and you could sue him. Your best bet is probably to offer a small settlement, depending on the amount of damages and on your personal finances. You may want to contact a lawyer to help you, again depending on the amount of damages and your personal financial situation. If you have little in assets and income, he can?t get much from you.
Answered on Oct 07th, 2014 at 5:57 PM