QUESTION
what can i do about this accident?
Asked on Nov 05th, 2013 on Automobile Accidents - Maryland
More details to this question:
They are saying its my fault and i don't believe it is, and i'm almost sure my car is totaled and i don't have GAP. what do i do? i was the only one injured too, what about the medical bills? how am i gonna pay for a car i don't have and not have money to buy a new car, its hard to transport to work etc.
1 ANSWER
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Saltzberg & Schloss
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I am not clear as to who "they" are that are saying it is your fault.
Since you were injured in the accident, I suggest that you consult with at least one auto accident lawyer to get an opinion as to who was at fault for the collision. If you contributed to causing the collision, under Maryland law you will not be able to recover any money from any other drivers involved in the accident.
Check with your auto insurance company to see if you have Personal Injury Protection (PIP) benefits on your policy which would cover up to $2,500.00 in medical bills and/or loss wages. PIP can be used even if the accident was your fault.
As to your vehicle, if you are at fault for the accident you can still use your collision coverage assuming that you purchased that coverage on your auto policy.
Good luck with this matter.
Answered on Nov 06th, 2013 at 11:40 AM