I had dirt bike injury on my parents farm. I lived in town. I never once was contacted by insurance company. My mother must have talk them for medical bills for knee and hip injuries. I never had any settlement offers. I did not know that stuff. I was 19 at time of injury. I was always told the insurance was good for future use with injuries. Now I'm 50 and in constant pain with no claim.
I would contact a personal injury attorney, however because you were an adult at the time the statute of limitations has run. At the time it was probably 2 years.
You are barred by the statute of limitations. At that time in California, claims for personal injury had to be filed within one year from reaching the age of 18. You would have had to show that someone besides yourself was at fault for your injury.
If you snooze, you lose. You are way beyond the time to sue. In Michigan, suit would have to be filed within 3 years of the accident. Some states are 2 years and some are 4 or so. But 30 years, you blew it!!
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