I received a legal complaint 2 years after the car accident that I was involved in. The accident happened one month after the plaintiff's first accident, which he incurred physical issues. He is now suing for medical costs and non-economic damages. I have never been sued or served before. I don't have an attorney. I had thought my insurance took care of the accident since I stopped receiving any papers a year ago. Please advice! I do not have any money set aside for emergency or any of this!
As a plaintiffs lawyer, I am certainly not the most qualified to respond to your question however, I suggest that you immediately speak with your insurance carrier that you had coverage with at the time of the accident.
If you were covered by insurance at the time of the accident then then your company has a contractual responsibility to represent you in this lawsuit and to indemnify you for damages up to the limit of your policy. You should contact your insurance company, send them a copy of the complaint and ask for a copy of your policy.
Your automobile insurance company should handle any defense in this case. If the accident was more than two years ago, normally it would be too late for you to be sued, with some exceptions. One exception is if someone else who is "solidarity liable" with you has been sued. It is quite possible, under the scenario you have described, that it is too late for you to be sued. You should contact your insurance company immediately about the lawsuit. If you no longer have insurance, you may still have coverage for the time when the accident occurred, if you are liable.
Since you had insurance at the time of the accident, they will handle the suit for you, including hiring an attorney on your behalf. You must notify them immediately of the suit and forward them copies of the papers you received. What apparently happened is that your insurance company was unable to reach a settlement with the other party, thus the filing of the lawsuit became necessary.
You should contact the insurance company that was providing you coverage at the time of the accident as soon as possible. Apparently, there was no settlement reached with your insurance company, so now the injured party is pursuing their claim through a formal lawsuit.
Immediately contact your insurance agent and tell him about this, and ask him (or her) where to fax the summons and complaint which you received. If you carried bodily injury liability insurance, then your insurance company should provide a defense for you. If your agent tells you that you had insurance for this type of occurrence, immediately call the attorney's office who is suing you, and tell that attorney not to default you, that you are providing the paperwork you were served to your insurance company. Act NOW though, and don't wait. Waiting and not doing something about it could be very damaging to your defense.
I suggest you hire an attorney to reprsent you if you are confused and dont know what to do upon service of a lawsuit on you. Please note that this is not legal advise and should not be construed as such.
You need to contact your automobile liability insurance company ASAP and tell them you were served with the lawsuit papers. Make arrangements to turn over the papers to the insurer who will arrange for a lawyer to defend the case. The insurer is supposed to defend you free of charge to you and pay any settlement or judgment up to the limits of the policy. Move quickly as delay in turning over the papers to the insurer can sometimes be used by the insurer as a basis for terminating coverage.
Since you have your own automobile insurance, you should contact your carrier immediately and provide them with a copy of the lawsuit. They should then hire an attorney to defend you.
If you had insurance, you need to contact your insurance carrier right away. They will assume the defense for you and pay any amounts you are ordered to pay. They also will try and resolve it on your behalf. If you did not have insurance, you need to seek out the advice of an attorney as soon as possible. There are deadlines regardless of which of the above applies.
You should contact your insurance company immediately. The insurance company should provide an attorney for you and pay for damages up to the limits of your coverage.
If you had insurance in force at the time, call the insurance company ASAP. Failure to report could be a defense to coverage. If you had no insurance, then you will have to hire your own lawyer.
Contact your insurance company immediately It should handle this matter for you , particularly since you already notified them of the matter. Probably, the insurance company was unable to settle the matter and so the case has now been filed as a lawsuit. Just make sure you let them know of the suit papers right away in order to avoid a default judgment.
Contact your insurance company IMMEDIATELY and send them a copy of the summons and complaint. They should hire you an attorney at their expense; and take care of this for you.
Report this to your insurance company immediately. As long as you had liability coverage in place at the time, your insurance company should defend you and appoint a lawyer. Act quickly!
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