Who cares about his van? If you got hit by a vehicle and got hurt, then it is the fault of the van driver. Hopefully the accident was reported to the police. Hopefully, someone got the license number of the van, and/or a good description of the driver. The company that hired the driver will be responsible for your injuries, but under Michigan law, the following applies: 1) Your own auto insurance will pay your medical bills, your lost wages, your household replacement services, your medical mileage, etc. 2) If you do not have auto insurance, or do not live with a family member who does, then you claim against the insurance of the van that hit you. 3) If the van does not have insurance, then you can apply to a State fund that will get your benefits spelled out in No.1 above. 4) If your injuries amount to a "serious impairment of body function, serious permanent disfigurement, or death, then you can collect from the van owner/driver insurance. If no insurance, then if you or a resident relative have "uninsured motorist coverage" on your auto insurance, then you claim against your own policy.
Answered on Oct 17th, 2012 at 2:55 PM