What can I do if the girl is suing me for the accident that happened a year ago and I don’t have insurance?

1. Talk to the lawyer, whose name should be at the top of the summons. Explain that you have no coverage. 2. If the lawyer/other party still want to pursue you, try to settle now. If that?s not feasible, 3. Let them get a judgment against you, and file bankruptcy, which of course will ruin your credit rating.

You may have to be prepared to file bankruptcy if they get a judgment. However, consult a lawyer that does bad faith insurance cases to see if your insurance acted in bad faith in not covering you.

You MUST defend the claim by filing an Answer to the Complaint which was served on you within 30 days of the date it was served, or the court will enter a judgment against you for the amount sought, or some other amount, usually following a hearing. Not having insurance, or the ability to pay a judgment will result in other consequences including having your drivers license revoked until the judgment is satisfied. A court may allow you to make payments after judgment, however that may not prevent the revocation of driving privileges. Reaching a settlement with the Plaintiff or her attorney before judgment may prevent many of these additional legal problems.