You sort of answered your own question. According to the facts as set forth in your statement, you are the victim of fraud. Proving it may be another matter, if you don't have the fraudulent report that they showed you. Find out what the limit for small claims court is in your area. If the limit is more than the $4,000 you referred to, you can sue them there. You also may want to report this to the Attorney General's office in your state, they may have a consumer fraud division, or possibly the DMV if they regulate car dealerships.
Answered on Apr 24th, 2014 at 5:48 PM