We are being sued about a car accident, my 14 year old son was driving a quad and was hit by a car. He was found at fault. Our insurance will not cover, my son was the only one hurt, he went to the emergency room. The people driving the car sued us we got a lawyer they dropped the case if we paid the court cost. We did, with the cost of the lawyer and court cost cleaned out our savings. Now, the insurance company sent us a letter that they want $22,000.00. We don't have any money. I have not worked for 5 years because of a disability we live pay check to pay check. What do we do I don't want to lose our house.
Get with your lawyer and discuss it with him or her. I would have thought that when the case got dropped, all claims would have been released, unless I am misunderstanding something.
Talk with a bankruptcy attorney and get his or her opinion. In Washington state, you have an automatic homestead that will protect the equity in your house; additionally, your disability payments should be exempt from execution so the insurance company would be wasting money filing suit against you.
You may want to file a bankruptcy to avoid a lawsuit by the insurance company. This will eliminate anything you owe them (as well as all your other debt). You can get a fresh start and rebuild your financial situation.
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.