QUESTION
What could happen if my 16 year old son used my car without my authorization and got into an accident?
Asked on Oct 04th, 2015 on Personal Injury - Utah
More details to this question:
He has an accident involving other 3 cars (all car total loss) and 3 injuries. He used drugs, doesn't have driver license and he is not in my insurance policy.
1 ANSWER
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William Enoch Andrews Injury Lawyer
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From the facts you stated, by definition your car was "stolen" because it was taken without your permission and therefore it was not insured by you (your insurance policy) at the time of the car accident. So, you should not have to be concerned and all the other people involved in the car accident can make claims through their own car insurance coverage under their "UM" (Uninsured Motorist) coverage of their policies. All the best to you.
Answered on Oct 08th, 2015 at 3:02 AM