What do I do?

Hi I have filed a claim with 2 insurance companies, and they seem to be taking their time. It has been over a month since the wreck, and I still am having day to day problems with my back. I need to go to a doctor, but I don't have the money! I also have in the mean time lost my job, so I have no money to pay my bills or anything. I wanted to know if there was any possible way I could maybe get them to go faster, or to get anything going. I have called repeatedly, and they have advised me to go to a doctor, but they say they are finalizing my claim stuff. Please reply!