QUESTION
What do I do if I was rear-ended but my car had no insurance?
Asked on Nov 22nd, 2013 on Personal Injury - Michigan
15 ANSWERS
Edwin K. Niles
You have a claim for all out-of-pocket expenses only.
Answered on Dec 04th, 2013 at 10:15 PM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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So long as you are not in a 'no-fault' state, you can sue the wrongdoer for all the natural, foreseeable injuries directly caused by his or her acts. Consult a personal injury lawyer in your area. They can really make a difference.
Answered on Nov 26th, 2013 at 3:00 PM
Business Litigation Attorney serving Columbus, OH
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E. Ray Critchett, LLC
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The fact that you did not have auto insurance should not prohibit you from being able to have the at-fault-party's insurance carrier fix your car or pay for your injuries, if any.
Answered on Nov 26th, 2013 at 11:18 AM
1 Award
You make a claim against the automobile insurer for the driver who hit you. The fact you did not have insurance is irrelevant, since the other driver was entirely at fault.
Answered on Nov 22nd, 2013 at 11:37 PM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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You file a claim against the dude who hit you.
Answered on Nov 22nd, 2013 at 11:36 PM
Ronald A. Steinberg
Not in Michigan.
Answered on Nov 22nd, 2013 at 11:36 PM
Criminal Defense Attorney serving Anderson, SC
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The David F. Stoddard Law Firm
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Yes you can.
Answered on Nov 22nd, 2013 at 11:36 PM
joan kessler
Yes. In the State of California, you may claim economic damages/losses but you are not entitled to pain and suffering if you did not have a liability policy at the time of the accident.
Answered on Nov 22nd, 2013 at 5:53 PM
Thomas Edward Gates
If the other party is at fault, you would file a claim with their insurance company.
Answered on Nov 22nd, 2013 at 5:50 PM
James Eugene Hasser
You have 2 years to file a claim in Alabama or you will be forever barred from doing so.
Answered on Nov 22nd, 2013 at 5:49 PM
Yes, you are entitled to recover out of pocket expenses, including property damage, just not pain and suffering and residual injuries.
Answered on Nov 22nd, 2013 at 5:49 PM
Insurance Defense Attorney serving San Bernardino, CA
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Ricks & Wear, PLC
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Absolutely. Any claim for personal injuries you might have will be limited to actual economic damages (typically the cost of treatment) but per Proposition 12, in that you were un-insured you cannot recover non-economic damages (pain and suffering).
Answered on Nov 22nd, 2013 at 5:48 PM
NA richard@jandjlaw.com
Yes. The at fault drivers insurance company should pay.
Answered on Nov 22nd, 2013 at 5:47 PM
Personal Injury Attorney serving Kent, WA
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Law Offices of Wayne J. Wimer, Inc. P.S.
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Whether you had insurance is of no concern if this happened in Washington state. Some states however have a law that prevents an uninsured motorist from recovering damages from someone else arising out of an automobile accident.
Answered on Nov 22nd, 2013 at 5:46 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Depends on your state laws, in Michigan the max you could collect is $1000.
Answered on Nov 22nd, 2013 at 5:46 PM