I was riding my bike home from work one day. I don't have a car, so I do not have car insurance. My bike is my transportation. I was crossing the street at 3 lane intersection. The light changed before I'd made it across. In turn, I ended up hitting someone who was turning left with my bike. I hit a car, with my bike. I didn't get hurt at all, the damage to the car was quite minimal. A small dent below the passenger’s side door. A cop came and said because I did not have insurance I was responsible for the deductible to the car damages. I paid the driver of the car $500 for her deductible.
Hopefully, when you paid her the deductible, you got a release from her. If not, you probably owe her insurance the money they paid out under her collision coverage.
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