what if accident occur you were not at fault neither on had insurance but person was injured

I am not sure if I understand your question but I will try to give you an answer.  I presume the accident occurred in VA and everyone involved is from VA.  If someone is injured in an accident, the at fault person is not covered by auto insurance and the injured person is not covered by auto insurance then the injured person could sue the at fault driver personally and attempted to collect any damages awarded by a court personally from the at fault driver.