What is a fair amount for insurance to pay medical expenses?

Youre not being clear about where the accident occurred. Was it in Iowa or Arizona? Im not sure why if you were injured in Arizona that you re asking an Iowa lawyer for advice about Arizona law. Sorry, but as described I am unable to answer your question.

Your question is confusing. I only have a licence in New York, so I cannot comment on the law in Arizona. The fair amount to pay for medical expenses is the amount of the medical expenses. In New York, a pedestrian hit by a car is entitled to no-fault benefits. Once the paperwork is complete, the providers bill the insurance company directly and the insurance company pays the providers directly.

If your injury occurred in Arizona you will need to seek the advice of an Arizona attorney. However, no attorney can evaluate your claim without investigating the issues of liability, damages, and jurisdiction, and I can't imagine that they will do that if you are not retaining them to represent you.

In terms of damages for your medical bills related to your car accident, you should expect enough money to cover your medical bills, incidental expenses, lost wages & pain & suffering. The amount of damages is very subjective, but the insurance co. should negotiate in good faith & be fair & reasonable. If not, please consult with an attorney. Good luck!

I don't know anything about Arizona law as it relates to subrogation liens (reimbursement of your carrier). You have a very small claim. The 2622 is perhaps all you will ever get. You owe the doctors and should pay them direct. They did not render service to an insurance company. They served you,. Pay them, get receipts. Send all receipts to your med pay carrier. They should send you a check for up to the amount of your coverage. You seem to be trying to get and stay ahead of insurance companies. Good luck on that. They are experts at staying ahead. That is why they and the banks have all the money in the world. If your carrier does not pay you promptly report it to the insurance commissioner of the state where the policy was written.

Did this accident happen in Arizona. If so, then Arizona law may I apply and I am not familiar with that.

In Michigan, Minor claims do not meet the threshold that is able to be sued upon. Therefore, if your injury is truly as minor as you claim, you should get three times your out of pocket expenses.

You mention Arizona in your question, but your question was submitted as a question about Alabama law. The law can differ significantly from state to state. If your accident occurred in Arizona, I suggest that you re-submit your question and indicate Arizona rather than Alabama. That way, you will get responses from attorneys who practice law in Arizona rather than Alabama. With that said, whether or not you have to re-pay your automobile insurance carrier for medical expenses paid on your behalf will likely depend on the language of your insurance policy. Look for the term "subrogation" in your insurance policy especially in the section about Medical Payments coverage. A few insurance companies do not subrogate (require re-payment) for medical payments made under the MedPay portion of an automobile policy but most insurance companies do. You should discuss the matter directly with your insurance company. If you are insured by a reputable company, they will tell you the truth whether or not they have paid yet. You many need to speak with someone in the subrogation department (instead of a claim adjustor). If you are not comfortable speaking with your insurance company about your subrogation questions, you should consult with an experienced attorney who handles insurance matters. You likely only have a right to MedPay (medical expenses) from your own insurance carrier. However, you can recover all compensatory damages (such as medical expenses, lost wages and pain and suffering) from the liable individual (or his/her insurance carrier).

You are responsible to the doctors for your medical expenses. The portion of the insurance money that is for medical bills is to reimburse you for your medical expenses. It looks like your lost wages and medical bills combined is about 1,122 and you have no permanent injury. When you have no permanent injury, anything exceeding your medical bills is usually good. I would say it is fair.

I can only answer some of your questions. Your "Question" and the "Question Detail" are not very similar so it is hard to answer your actual "Question." To try and answer your actual "Question" the "fair amount" is what the medical provider is willing to accept from the "insurance" company as full payment less any co-pays or deductibles. For example, a medical provider may charge $100.00 for some service. The insurance company and medical provider may have a contract in which the insurance company only has to pay $80.00 to the medical provider. An insurance company may not have a contract but still may be able to get the medical provider to accept less. I am not licensed in Arizona so I cannot answer any questions about the law there as it relates to paying back your insurance company. However, assuming your insurance policy is governed by Nebraska, you likely have a contractual duty to repay your insurance company. Your insurance policy probably has provisions regarding "reimbursement" and "subrogation", which are legally different, but basically have the same meaning, which is, that if you recover from a third party (including an insurance company), you have to repay your insurance company. However, you would have to check your policy to see what effect, if any, if what the other insurance company is saying about Arizona law (not having to repay your insurance company) is true. This would depend, in part, on the specific language of your policy. I cannot answer the question whether "$2622" is a fair amount to settle your case for. I would need to know a lot more about your injuries and damages. Lastly, as to your "legal obligations as far as my medical expenses" you have a legal obligation to pay your medical providers. They provided you a service and are entitled to be paid. They do not have to wait until your settle your case to receive their money. They might be willing to wait but they do not have to. This response is not a substitute for professional legal advice and does not create an attorney-client relationship, nor is it a solicitation to offer legal advice. If you ignore this warning and convey confidential information in a private message or comment, there is no duty to keep that information confidential or forego representation adverse to your interests. You should seek the advice of a licensed attorney in the appropriate jurisdiction before taking any action that may affect your rights. If you believe you have a claim against someone, you should consult an attorney immediately, otherwise there is a risk that the time allotted to bring your claim may expire.

As a non-client I cannot advise you whether or not your settlement offer is fair compensation. I can tell you that you have a legal obligation to repay your medical expenses and any emergency care providers - hospital, ER docs, EMS, etc. have a lien against any settlement.