What is going to happen if I don't have insurance but the car that hit me does?

What insurance comes into play depends on what party is at fault for the accident. If the collision is the other driver's fault, the fact that you don't have insurance may not affect your bodily injury liability claim. Phone a personal injury attorney specialist to sort out your individual situation. There may be important facts that you didn't mention in your question that may affect you. An attorney who works fulltime with personal injury cases would know what questions are important to ask you.

If the other driver was at fault, you should still be compensated for your damages even though you didn't have insurance.