I had a green light and approached the intersection to turn left. I thought I had enough space to turn but a cop car came, tried to swerve, and hit my passenger rear. The cop's car front passenger light was damaged. No one was injured and the cop was really nice and understanding. I have a license and insurance (which I barely got yesterday). What's going to happen next? How screwed am I?
If you got the insurance before the accident, just let the insurance company worry about it. If not, you may be facing a fine and/or suspension of license.
If the cop hit you in the rear you are not at fault (or is there something you haven't said )If you are at fault you should pay the damage. if you had insurance, tell your carrier. If you did not offer to pay the damage quick. No big deal and nothing to worry about.
You're not necessarily badly screwed. You will probably get a bill for the repair of the police car (and such bills are often a lot larger than a sane person would expect), and you can forward that to your insurance company if your car was covered at the time. That is, if everyone is honest.
If you had insurance, notify your insurance company immediately about the car accident. Go see a doctor to make sure you are ok. If you get sued, which does not seem likely, notify your insurance. Since you had insurance, you are not screwed.
You're going to be fine. No one injured, and if they are, you have insurance. I'm not sure why you are worried. You may have to pay a deductable for the property damage.
It depends on who caused the accident. If it was you, your insurance can pay the damages. You can also offer to repair the damages without involving your insurance company. If you weren't responsible, then the police have to repair your car. I would contact a personal injury attorney.
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