It sounds like you do not want to accept the DV offers from Agency and USAA so you have no choice but to file a DV lawsuit against the at fault driver and to serve a copy of the lawsuit on your insurance company (USAA) as to this claim. If you have not already done so, you should have your own independent DV report done if you are going to proceed with litigation. Good luck with this matter.
Answered on Apr 24th, 2014 at 1:49 PM