What is the reasonable compensation for pain and suffering resulting from a car accident?

It is. You should get a lawyer.

I cannot answer the question as to what would be "reasonable compensation for pain and suffering resulting from a car accident" without a lot more information. People are entitled to more than just "pain and suffering" for injuries sustained in an car accident. Each case is different and its value is based on its particular facts. A person is entitled to be "made whole" or "compensated" for all injuries and damages they sustained. There are a number of factors that determine what a case is worth. Some of these include, but are not limited to: the nature and extent of the injury; whether an injury is temporary or permanent; your medical expenses; lost wages; and pain, suffering and inconvenience. If an injury is permanent, a person may be entitled to additional money for some or all of these items. While I understand you may be concerned about your medical bills, it is usually not advisable to settle a case until you know if your injuries are permanent and whether you will need future medical care. If your injury is permanent you would be entitled to more money in a settlement or a trial than if your injury is not permanent. You must get a doctor to indicate that your injury is permanent; an insurance company will not just take your word on this issue. The $1,000.00 offered by the insurance adjuster for your "pain and suffering" does seem low but, without more information, I cannot comment on whether you should take it or how to ask for in response. You may want to consult with a personal injury attorney to discuss your rights and options. Most personal injury attorneys offer a free initial consultation so it will not cost you anything to get more information about your rights and options. DISCLAIMER: This response should be considered general in nature, for information purposes only and should be used only as a starting point for addressing legal questions and issues. It is based on the limited information provided and, in some instances, makes certain assumptions. It is intended only for cases involving Nebraska and Nebraska law and is not applicable to any other state or jurisdiction. The author does not warrant the accuracy or validity of the information contained within this response, and hereby disclaims any liability to any person for any loss or damage caused by errors or omissions. In addition, this response is not a substitute for professional legal advice and does not create an attorney-client relationship, nor should it be considered a solicitation for additional legal advice or legal representation. If you ignore this warning and convey confidential information in a private message or comment, there is no duty to keep that information confidential or forego representation adverse to your interests. You should seek the advice of a licensed attorney in the appropriate jurisdiction to fully discuss your case. You should be aware that there are Statute of Limitations (the deadline imposed by law within which you may bring a lawsuit) as well as other requirements and/or limitations that limit the time you have to file any potential claims you may have. This response may be considered advertising in some jurisdictions under any and all applicable laws and ethical rules. The listing of any area of practice that the author practices in does not indicate any certification or expertise therein, nor does it represent that the quality of legal services to be performed would be greater than the quality of legal services performed by other lawyers. It is merely an indication by the author of areas of law in which he practices. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. Readers are urged to make their own independent investigation and evaluation of any lawyer being considered.

Every case is different. It requires detailed knowledge of every aspect of your case to determine the value of pain and suffering. The main thing is the amount of pain and suffering, of course.

$12,500 to $15,000 at best for your total settlement. Your injuries are deemed very minor.

Without reading your records that seems very low.

Why would a person who is smart enough to use the internet be naive enough to deal with an adjuster without an attorney You may be right that it is too low. How do you think you can get enough? It isn't a matter of what It's worth as much as how much can you get them to pay.

Most attorneys are not going to guess at the value of your case without discussing it in detail with you. It sounds like a relatively serious accident and maybe one where you should have counsel. I would recommend contacting an attorney to discuss the particulars of your case.