If the police are unable to assist you in locating the vehicle which fled, and you sustained personal injuries as a result of the car accident, you would be able to make a claim for uninsured motorist (UM) benefits, assuming your policy had UM. Otherwise, from the facts you provided, it would appear that your damages will not be compensated. Given the minimum insurance required by Florida Law, we strongly urge everyone to purchase UM coverage so they are protected in case they are in a situation similar to yours.
Answered on May 18th, 2011 at 9:19 AM