You can sit on your butt until the statute of limitations elapses and be left without any remedies, or you can be proactive and hire a lawyer to sue. Whether or not the idiot did not have any insurance, then under Michigan law you would go to your own auto insurance (or a resident relative) for your medical benefits, lost wages, household replacement services, medical mileage, etc. YOu sue the other guy for your pain and suffering; if he had insurance, you collect from his insurance company; if not, then either you claim against your own (or resident relative's) uninsured motorist coverage for your pain and suffering.
Answered on Apr 27th, 2015 at 7:06 AM