You should call the insurance company that insures the vehicle you were driving immediately and notify them they you have been sued. Unless you are somehow excluded from coverage under the policy, which I cannot answer completely but it is unlikely if you had permission to drive the vehicle, then the insurance company will hire an attorney to represent you. In addition, the insurance company will also pay, up to its Bodily Injury Coverage limits any damages the people suing you are entitled to. If you have your own car insurance policy you might want to notify that company as well. A vehicle's car insurance is always primary; your personal policy would be secondary. If you are not covered by the vehicle you were driving policy then your own car insurance would hire an attorney for you and pay up to its limits. As to why you are being sued I cannot answer without more information about the accident. Simply because the other driver was intoxicated and ticketed for driving on a suspended license does not automatically mean that the driver was at-fault for the accident. For example, if the vehicle was sitting waiting at a red light and you rear-ended the vehicle, then you would be at fault and the fact that the driver was intoxicated or had a suspended license would not be relevant to whose fault the accident was. However, under different facts the other driver's intoxication could make a difference. The other driver's passenger could, depending on the facts of the accident, could sue both you and her own driver.
Answered on Nov 22nd, 2012 at 6:32 AM