Normally, if someone files a lawsuit against you as a result of an auto accident, you let your insurer handle it. They will hire an attorney to defend the suit. Your question confuses me, and I am sure I am missing something about the facts of your situation. You say the insurance paid of the car "as well as pain and suffering". Normally, your insurance will handle damage to the car separately from injuries. The company will normally not pay for damages without seeking a release from the other party in which the party agrees that he/she will not sue for any additional damages. I cannot imagine an insurance company paying damages for pain and suffering without getting a full release from any further liability. However, if the claim was not paid by your insurance, but the other driver's uninsured motorist coverage, and they are saying they suffered damages exceeding the insurance coverage, then you should hire an attorney to defend the case.
Answered on May 10th, 2013 at 2:57 AM