What will happen in a settlement on a t-bone accident and the other driver is 100% at fault?

On my way to work Monday 620 am on a 6-lane highway. I was t-boned by a 20 year old driving her father’s car. She came off a side street all the way across 6 lanes. I was in curb lane and hit my SUV so hard on the driver’s side. I went in the air, spun and other side of car hit light pole and completely ripped it out of ground and it broke. Both cars totaled. And just to add insult to injury the police gave both of us a ticket. Hers failure to yield and mine for damaging village property because my vehicle hit pole. They said just to get insurance to cover it! I had a cut on my hand from pieces of car flying around. General soreness all over. All side curtain airbags deployed. I didn’t go in an ambulance but did go to ER a couple hours later. After a lot of pain, x-rays and shots of steroids in back 6 visits to physical therapy and pain killers for a few months I am wanting to just be done with this. Nightmares and panic attacks getting less and less now. Medical bills about $8,000. About 3500 was therapy. I am 42-year-old married for 20 years mom of 2 teens working 2 jobs. She showed up to court for ticket with purple hair. She was very apologetic. What can I expect to settle for?