The medical billing seems very high for the ambulance and a single ER visit. You would need to indicate whether you still have symptoms, how long the pain lasted and the degree of severity, any restrictions on activities, wage loss, etc. While the old general unofficial rule was the settlement should be three times the out of pocket damages after all, you will probably have to pay your insurance company back for the amount they paid the hospital], if the medical bill is unusually high then it was discounted. The amount of the property damage is not taken into account [did they pay you for loss of use of the vehicle for a reasonable time before you could get a substitute car. With the car being totaled, a jury will not have a hard time finding that you were injured. Which city the accident occurred in is important because different geographical areas have potential juries with different attitudes toward compensation. Your best bet is to see if you can get some local attorney to agree to accept a flat hourly rate to tell you what your case is worth.
Answered on Jan 07th, 2014 at 5:59 AM