The driver of the vehicle who hit the pedestrian is liable for the pedestrian's injuries and damages. If the driver was working for a company at the time of the accident, then both the driver and company are liable as a company is "vicariously" liable for the negligence of their employees. If the vehicle was insured then that the insurance company would have to pay the pedestrian on behalf of the driver and company, if applicable. If the vehicle was not insured, then the driver's or company's automobile insurance company would have to pay. A vehicle's automobile insurance is primary; a driver's insurance, if the owner and driver are insured under the same insurance policy, is secondary. Unless the owner of the property was negligent, that is, the owner did something wrong that caused the accident, either in full or in part, the owner would not be liable for the accident. You might want to talk to a personal injury attorney about the case.
Answered on Sep 27th, 2012 at 11:51 AM