QUESTION
Who is responsible for my bills if I hurt myself while working?
Asked on May 06th, 2011 on Personal Injury - Florida
More details to this question:
I was power washing a friend's home when the ladder fell. When I hit the ground I broke my wrist requiring surgery. Who is responsible for my medical bills?
8 ANSWERS
Family Law Attorney serving Bellevue, WA
at
Dearbonn Law Offices PLLC
Update Your Profile
Was this a gratuitous assignment or were you paid to perform the service? If you were there on their invitation, was paid to perform the service, and the ladder was provided to you by them, then they are fully responsible for your medical bills, however, if you contributed to your fall in some kind of way, i.e. you perched on the ladder precariously which resulted in the fall, or if the ladder was too small and you had reasonable knowledge of this fact, then they will only be responsible for your medical bills to the extent of their own contribution to your fall. (comparative negligence).
Answered on May 10th, 2011 at 10:09 AM
Personal Injury including Litigation Attorney serving Wilmington, DE
at
Ramunno & Ramunno, P.A.
Update Your Profile
If you were an employee, then worker's compensation. Otherwise, unless you can prove your friend caused the accident or the ladder was defective,med-pay insurance coverage if any or health insurance.
Answered on May 10th, 2011 at 9:57 AM
Personal Injury Attorney serving Charlotte, NC
at
Paul Whitfield and Associates P.A.
Update Your Profile
you are responsible unless you can prove you fell because of your neighbors negligence. If he has homeowners insurance there may be some medical payments coverage. Ask him.
Answered on May 09th, 2011 at 4:03 PM
Theodore W. Robinson
You probably have a good negligence case because you were working at the time and you may even have a case against the ladder company if it failed in some way. I suggest you speak to a personal injury lawyer right away. That will include your medical bills as well as pain and suffering and lost wages. Good luck.
Answered on May 09th, 2011 at 12:32 PM
Automobile Negligence Attorney serving Orlando, FL
at
Kelaher Law Offices, P.A.
Update Your Profile
The homeowners insurance for the home where you were injured probably has medical payments coverage that may have as much as $5,000 in med pay. Med pay will pay for your medical bills up to the med pay limits without any proof of fault; all you have to prove is that it happened on their premises. For anything above that, you would have to prove that the homeowner was negligent.
Answered on May 09th, 2011 at 12:08 PM
Criminal Defense Attorney serving Anderson, SC
at
The David F. Stoddard Law Firm
Update Your Profile
You are responsible for your bills. Your friend is not liable, unless he/she was negligent in some way and the negligence contributed to the accident. If you have health insurance, turn it in on your health insurance. You might also file a claim on your friend's homeowner's insurance. The will not pay unless your friend was negligent unless your friend as coverage sometimes known as "med pay". This coverage pays medical bills for anyone hurt on the premises regardless of who is liable. Your friend's insurance agent could probably tell your friend if he/she has such coverage.
Answered on May 09th, 2011 at 11:54 AM
Employment Law Attorney serving Beverly Hills, CA
at
Dordick Law Corporation
Update Your Profile
The homeowner should have a med-pay provision in his homeowners insurance policy that covers probably $5,000 of medical bills regardless of anyones fault. Also, the insurance policy may contain a provisions for workers compensation for incidents just like this. You might contact a workers compensation attorney to inquire further.
Answered on May 09th, 2011 at 11:48 AM
Workers Compensation Attorney serving West Palm Beach, FL
1 Award
If you are working for company then maybe workers compensation insurance company. But if you just working for yourself then maybe home owner.
Answered on May 09th, 2011 at 10:33 AM