You can sue the person who stole the car (if you know who that is) and you can sue the mechanic, who had custody of your car and should have taken care of it. Whether either has insurance or not, it is up to them to have their insurance carriers step in to defend them. It's worthwhile checking whatever papers were involved when you left the car for repair, as there might be an attorney fees clause or some other terms that will help or hurt you in getting compensated for your car. Better to know now rather than later. If you win the lawsuit, you get a judgment. However, over 95% of all lawsuits settle before trial, so the odds are that, if you have a good enough case, you will get some money from someone in exchange for dismissing the suit within the next year hopefully enough to replace the car and take care of your court costs. You ought to consult with an attorney about your rights and duties. Take your papers, including the garage estimate, your pink slip, photos, maybe a Kelley's Blue Book report on the value of your car, etc., with you.
Answered on Nov 01st, 2012 at 4:53 PM