Perhaps it is not what you think it is. Call the local Bar Association and ask for their Lawyer Referral Service, and make an appointment to speak with a competent workers comp lawyer. Have the lawyer explain what comp is all about and whether or not you qualify. Typically, if you are an employee of the company (as opposed to working for a temp agency, or are a sub-contractor or are self employed), and if you become ill or injured, and if the illness or injury arises out of the employment, then you would be entitled to benefits. But, let us say that you are not paid for the lunch hour, and when you run across the street to a deli for lunch, but trip and fall in the middle of the street because of your own shoe laces, you were not "on the clock" and so would not be entitled to comp benefits.
Answered on Jun 03rd, 2013 at 9:38 PM