In Alabama, you are entitled to permanent disability benefits for the injury you have after you reach MMI in your condition and if you have a permanent set of physical restrictions that prevent you from returning to work. The employer is only obligated to pay you weekly benefits, however. There is no mechanism in the law that requires them to pay you all at once, but they usually will. You have 2 years from your date of accident or last payment of compensation, whichever is later, to file suit or you will be forever barred from doing so. If you expect permanent restrictions that keep you from returning to work, you may want to consult an experienced comp lawyer. Good luck.
Answered on Feb 04th, 2014 at 2:12 PM