There was a high speed pursuit through a residential neighborhood. The car drove straight down our driveway and knocked both vehicles into the house totaling both vehicles. The car that caused the damaged was reported stolen 2 days prior and had ignition keys.
Maybe not. I assume you did not have collision insurance on your car; if you did, your own insurance will pay. The person responsible for the damage is most likely the thief, NOT the person whose vehicle was stolen. The presence of the keys indicate the possibility that it was loaned and then merely REPORTED stolen, and in that case, insurance coverage will still exist from the owner's insurance.
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