QUESTION
Will insurance deny my case since landlord didn’t notify them that he is renting his home?
Asked on Mar 27th, 2015 on Personal Injury - New York
More details to this question:
I rent upstairs from a legal family house. I slip and fall in the icy driveway. I have to have a knee surgery. I think I am not legally a renter.
2 ANSWERS
Civil Litigation Attorney serving New York, NY
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Havens & Lichtenberg PLLC
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If you were living on the premises with the landlord's knowledge and permission, and paid rent - you were a tenant. If the landlord "forgot" to inform the insurance company about renting part of the house to a tenant, the insurer can refuse to cover the damages. It would make your case harder, but will not defeat it: you are seeking compensation from the landlord, regardless of his insurance coverage.
Answered on Apr 02nd, 2015 at 7:32 PM
Chapter 7 Bankruptcy Attorney serving Syracuse, NY
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Andrew T. Velonis, P.C.
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"Will" they? Maybe. Can they? Probably. See a lawyer, if you have not done so already. Sometimes there are ways around such problems.
Answered on Mar 31st, 2015 at 8:04 AM