QUESTION
Will my current insurance still fight my case if I leave them?
Asked on May 13th, 2013 on Personal Injury - Michigan
More details to this question:
I have a case pending with an auto insurance in which I was at fault. I want to leave the insurance for another less expensive insurance.
12 ANSWERS
They are legally obligated to represent you for any accident that occurs during the period they provide coverage for you. So they will continue to represent you and the attorney who handles the case will not even know if you are still insured or not.
Answered on May 16th, 2013 at 8:05 AM
Lisa Hurtado McDonnell
They should. It would be bad faith if they do stop fighting your case.
Answered on May 14th, 2013 at 11:40 AM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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THEY ARE OBLIGATED TO SEE THE CASE THRU
Answered on May 14th, 2013 at 11:40 AM
Criminal Defense Attorney serving Anderson, SC
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The David F. Stoddard Law Firm
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They will continue to fight as it is their duty.
Answered on May 14th, 2013 at 11:39 AM
Automobile Negligence Attorney serving Orlando, FL
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Kelaher Law Offices, P.A.
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They will still have to defend you.
Answered on May 14th, 2013 at 11:39 AM
Auto Attorney serving Bloomfield Hills, MI
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Gregory M. Janks, P.C.
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Your rights as to insurance coverage are fixed as of the date of your loss, so you may thereafter find new insurance and your claim will not be effected. Whether the insurer continues to fight your case is related to their business practices and/or the facts of your case, not whether you are or are not insured by them after the fact of loss.
Answered on May 14th, 2013 at 11:39 AM
1 Award
Your insurance company will continue to defend you pursuant to the terms of the policy of insurance that was in effect at the time of the accident.
Answered on May 14th, 2013 at 11:39 AM
Insurance Attorney serving Seattle, WA
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Lawrence Kahn Law Group
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No. It's a free market and they are duty bound by to represent your interests whether or no you are presently purchasing insurance from them or some other company.
Answered on May 14th, 2013 at 11:38 AM
Monica Cecilia Castillo-Barraza
They should not drop your defense based on you leaving for another insurer.
Answered on May 14th, 2013 at 11:37 AM
Car/Auto Accident Attorney serving Hacienda Heights, CA
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Gary Lee Platt
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Your insurance company is required to defend you for an accident which was your fault as long as you had coverage with them which was valid on the date of the accident. No matter what happens after that date, the insurer is still required to indemnify and defend you for that accident.
Answered on May 14th, 2013 at 11:37 AM
James Eugene Hasser
Yes. Your company will have to defend you and pay any judgment rendered up to the limits of your policy.
Answered on May 14th, 2013 at 11:37 AM
Ronald A. Steinberg
Yes. It is the responsibility of the insurance company on the risk AT THE TIME OF THE ACCIDENT.
Answered on May 14th, 2013 at 11:37 AM