QUESTION
Would this be different if she were on a separate insurance policy?
Asked on Jul 29th, 2013 on Personal Injury - South Carolina
More details to this question:
I am married with a step-daughter who just turned 16. Can I be held personally liable i.e. sued for any damages she or another driver might incur as a result of her driving?
6 ANSWERS
Motor Vehicle Accidents Attorney serving Van Nuys, CA
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Law Offices of Andrew C. Sigal
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You, personally, may not be liable. Your wife, on the other hand, would be liable. However, if your step-daughter is a named insured on your automobile liability policy, then you will be protected up to the policy limits.
Answered on Sep 12th, 2013 at 2:51 PM
James Eugene Hasser
Unless she is an incompetent driver, you can't be held liable. You can insure her under your policy and it will cover her and any permissive driver. Talk with your insurance agent.
Answered on Sep 12th, 2013 at 2:51 PM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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The owner and operator of a motor vehicle are liable for its operation.
Answered on Sep 12th, 2013 at 2:51 PM
Your question lacks some important details: Did you adopt this step-daughter? Do you own the vehicle she was driving? Did you let her use the vehicle? You should contact your insurance company about this matter and they will let you know if you have coverage and, if you do, they will defend a suit if one is filed. If your insurance company declines coverage, then you may need to retain your own counsel. Good Luck!
Answered on Sep 12th, 2013 at 2:50 PM
Ronald A. Steinberg
The owner and the drive (if permitted to drive by the owner) are liable if there is an accident.
Answered on Sep 12th, 2013 at 2:50 PM
Automobile Negligence Attorney serving Orlando, FL
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Kelaher Law Offices, P.A.
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If your name is on the title to the car she is driving, you are as responsible as she is.
Answered on Sep 12th, 2013 at 2:50 PM