The point about you having your own insurance to receive the insurance proceeds on the loss of your property is correct. It sounds like your friend committed insurance fraud, if he if his insurance was used to collect on property he did not own, unless he had coverage for non-owned property on site. Unfortunately, this happened so long ago, that the applicable statute of limitations for civil claim regarding your property is long gone.
Answered on Apr 16th, 2014 at 11:28 AM