My fiance got a loan to buy a home last year. The house we bought was "as is" with assurances it was in great shape. We paid for an inspector to come in, and make sure everything was up to code and working well. Shorty after, about 3-4 months, we had our sewage tank back up due to not being pumped. The damage was extensive, requiring the bathroom, a bedroom, and the kitchen floor to need replaced, on top of being told it was not up to code and would need replaced. Our insurance covered most of it, but we still had to pay a good amount of money out of pocket. We had base board heaters that i had to pull out because they would not shut off. And what seems to be a room on a slope that was built without a building permit, or being up to code. The wiring in the house is a fire hazard, as an electrician, I've never seen anything so dangerous. Would we have a leg to stand on in court over all these things that they neglected to mention, and the neglect of the inspector they brought in?
The issue here is did the seller actively defraud you. In order to have a winner of a case we will not only have to prove that these conditions exist but that the seller had actual knowledge of the conditions and took action to prevent you from discovering.
You should consider having an in office consultation with an attorney to discuss the facts and exactly what you can prove.
Good Luck!
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