There are far too many variables to answer your question. You should consult a local bankruptcy attorney because each state has unique laws and a local attorney can determine how best to proceed. Most bankruptcy attorneys offer a free initial consultations to determine how best to proceed.
This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
Answered on Jan 03rd, 2013 at 2:02 PM