My significant other & I recently ended our relationship. We bought a house together and I want my name off the mortgage. She wants to keep the house, but she is in sales and isn't currently making enough to refinance the house. What are my options other than trying to sell the house and at least break even?
Not much if you can't get your significant other to refinance. You might see if the mortgage company will release you from the mortgage, but that is unlikely.
Only ways to get your name off mortgage are to sell or refinance the house. Mortgage company will not normally release anyone from liability out of the goodness of their heart. You may have to sue her to get house sold.
You're basically stuck. I see this all the time and always caution unmarried persons from buying property together. Regiment or sell. Those are your only options.
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