There are two possible procedures: forfeiture or foreclosure Forfeiture consists of: First send her a notice of forfeiture for nonpayment Then file a forfeiture action in the district court where the house is located Once you get a judgment (takes about a month) she will have the right to live there for 3 months (if she has paid less than 50% of the purchase price) or 6 months (if she has paid more than 50% of the purchase price) during with time she has the option to cure her defaults (e.g. pay all monthly payments due and to insure) to redeem.. Once the redemption period expires you need to file a motion for an order of eviction to remove her from the house. Then you can evict her and get the property back Foreclosure is a bit more extensive procedure but it follows similar timeline.. the issue there is that she would have to pay all that is owed on the land contract (e.g. full purchase price) to redeement.
Answered on Jan 07th, 2015 at 5:18 PM