Property(Condo) Title transfer to family member.

Generally, all that is needed to transfer title to a condominium unit is to record a deed.  Your condo association and local municipality could have additional requirements. Your mortgage almost certainly contains a "due on sale" clause that would allow them to call your loan immediately due and payable.  You can ask them to waive that provision in this case.  You could simply keep paying the mortgage on time and the bank would probably never find out that you had transferred the property, but then you run the risk that they could always call your loan due at any time.