You need to hire an attorney. It would probably be less expensive if you hired a lawyer who is already familiar with the real estate law and loan documents and foreclosure procedures, law and documents.
I am such a lawyer.
If the summons was delivered in person, then you have 30 days from then to file and mail your response.
Dana Sack
510-286-2200
Answered on Jul 24th, 2016 at 10:00 AM