Stop worrying about others and start worrying about yourself. It is not up to you to protect the others, but rather to seek whatever relief is possible to mitigate your loss. The fact that you have full coverage on the motorcycle which was stolen is good, and your insurance company, when they pay the bill, will be seeking to have other people who might be responsible ultimately found liable, which would include the apartment complex. Make the insurance claim and explain all of the circumstances.
Answered on Jun 05th, 2014 at 10:30 AM