QUESTION
Thousand Trails abuseinve collection schemes
Asked on Nov 26th, 2013 on Real Estate - Texas
More details to this question:
We bought on the secondary market a Thousand Trails Membership (national rv parks) and were not able to use it because we could not find a park in the areas that we traveled that would take a large rv 41ft. with 50 am service. So we stop paying the membership fee figuring that they would just cancel the membership since we never used it. They sent us to collections and never responded to our two requests to cancel membership, but instead demanded more money. I might need an attorney to review the options.
1 ANSWER
Wills and Estate Planning Attorney serving Sugar Land, TX
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Law Offices of Kimberly D. Moss, PLLC
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I have some questions for you. How long ago did you stop making the payments for the membership? Have you been harrassed by the collections agency assigned to this debt?
Because you agreed to the membership terms, you either had to pay a cancellation fee to actually get out of the agreement. I'm not entirely sure of this without looking at the agreement itself. Generally, creditors and collections agents are willing to settle your debt for a percentage of the full value of the debt. This does require repeated phone calls and you will likely need to pay some portion of the debt to get them to agree to remove the negative item from your credit report.
Answered on Dec 02nd, 2013 at 11:05 PM