The first thing you need to do is take a look at your lease in terms of whether it provides which party is responsible for the maintenance. On a typical residential lease, the landlord is responsible for the maintenance no matter what the lease agreement says. However, it is not unusual for the landlord to shift the maintenance obligations to the tenant as consideration for the purchase option in a lease. In any event, unless the lease provides otherwise, the landlord has no obligation to provide insurance -coverage for the benefit of the tenant. You have the right to withhold up to one months rent every six months provided that you use that rent to repair problems affecting the habitability of the leased premises.
Answered on Apr 23rd, 2014 at 6:39 AM