QUESTION
I became disabled in 2008. MetLife is paying me disablity benefits along with SS.
Asked on May 14th, 2016 on Social Security - Arizona
More details to this question:
But when Social Security denied my initial claim, ML covered their part until SS finally approved my claim. Now ML says 'I' am supposed to repay the money they paid on SS behalf. Shouldn't SS repay them since ML was covering for them? Why should I have to repay this? MetLife says they paid 41k on Social Security behalf. They say I need to pay this back.
1 ANSWER
Workers' Compensation Law Attorney serving Valrico, FL
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A. Dawn Hayes and Associates, P.A.
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The answer is in the wording or the terms of your disability policy which is your "contract" with MetLife. Most LTD policies do provide for some type of repayment if you begin receiving SSD. For instance, a recent policy I reviewed wanted, as a condition of payment, an agreement from the disabled worker that he would deposit and hold any retroactive benefits check received from SSD to be used to pay any long term disability benefits "advanced" in a lump sum. Your policy probably has similar wording.
Answered on May 17th, 2016 at 3:36 PM