I am a 51 year old female. I began working approx. in 1983-1997, fluctuating between part & full-time jobs. I have not worked for almost 23 years now. At that time, my husband & I made a choice for me to stop working & commit fully to raising our daughter. This choice was made with the intention that I would one day return to work, once she was grown. However, within that time period, I‘ve been afflicted with a number of progressive & debilitating health issues, such as clinical depression & anxiety (since 2006), Type 2 Diabetes (since 1990), Adult ADD, obesity, otosclerosis, high BP, high Cholesterol & vision issues etc. I continue to be treated with medications for all of these conditions and continue to seek help from DRs and therapy as well, always hoping I will get better. I now realize that is unlikely. I fear I haven’t worked enough for SSDI & that my husband makes too much for SSI. Are there any other options? Where do I start? Is this a waste of time? Please advise. Thk u.
SSI, unlike SSDI, does not require a payroll work record. It does require that you be unable to work any job for at least the next 12 months. If physicians' records show this, you might want to apply. Keep in mind that most applications are initially denied.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
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